Sale-Leasebacks

Unlock liquidity from equipment and machinery already on the balance sheet.

Strattington Capital evaluates sale-leaseback structures for owned operating assets, helping businesses convert equipment value into business-purpose capital while preserving day-to-day asset use.

Sale-Leasebacks

Unlock liquidity from equipment you already own.

A sale-leaseback can help convert owned equipment or machinery into working capital while the business continues using the assets in daily operations.

01 Preserve operations

Continue using mission-critical assets while releasing capital tied up on the balance sheet.

02 Improve liquidity

Use proceeds for working capital, growth, refinancing, acquisitions, seasonal needs, or other business purposes.

03 Structure around the asset

Terms can be evaluated around asset value, useful life, collateral quality, cash flow, and business objectives.

Use cases

When a sale-leaseback may be useful.

Sale-leasebacks are often considered when a business has meaningful owned equipment value and wants to convert that value into liquidity without disrupting operations.

Working capital

Release capital tied up in owned assets to support payroll, inventory, seasonal needs, or operating liquidity.

  • Liquidity
  • Seasonality
  • Operations

Refinancing

Use asset value to refinance existing obligations, reduce pressure from near-term maturities, or reset the capital structure.

  • Refinance
  • Debt restructure
  • Timing gaps

Growth and acquisitions

Convert owned equipment value into capital for expansion, additional equipment, facility growth, or acquisition support.

  • Expansion
  • Acquisitions
  • Equipment needs

Important structure note

A sale-leaseback is not the same as selling an asset and walking away from it. The business sells the asset to a financing source and leases it back under agreed terms, allowing continued use while monetizing the value of the asset.

See an illustrative scenario

Lease structures

Finance and operating leases, explained plainly.

Equipment facilities — including sale-leasebacks — can be structured as finance or operating leases depending on your objectives. The difference matters for how the arrangement works and how your accountants report it.

01 Finance lease

Structured so the business effectively builds toward ownership — often with a purchase option at the end of the term. Suited to long-lived equipment you intend to keep. Frequently treated similar to financed ownership on the balance sheet.

02 Operating lease

Structured around use of the asset for a defined term rather than ownership. Suited to equipment you may return, refresh, or replace. Payments follow the useful life you actually need — not the full life of the asset.

03 Sale-leaseback

Either structure can apply to equipment you already own: sell the asset to a financing source, lease it back, and keep operating it — converting owned value into working capital under agreed terms.

A note on ASC 842

ASC 842 is the accounting standard that governs how lessees report lease assets and liabilities. We structure facilities around your objectives and will work alongside your finance team — but lease classification and financial-statement treatment under ASC 842 are ultimately determined by your accountants and auditors, not by Strattington Capital. We're glad to coordinate with your advisors early so the structure and the reporting line up.

Get started

Have a financing need to review?

Share the business, collateral, requested facility size, and timing. Strattington Capital will provide a clear read on potential fit.

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