Financing solutions
Asset-based revolvers, equipment loans and leases, sale-leasebacks, and asset-secured bridge structures.
View solutions
Asset-Based Finance
Private capital, secured by what you’ve already built.
For businesses outside the bank’s credit box — or that outgrew it — we structure financing around what you own: receivables, inventory, machinery, equipment, and real estate.
Industries
Capital that speaks your industry.
Seven sectors where we spend most of our time — and the collateral we understand inside each.
Sector 01
Manufacturing
Facilities evaluated around production equipment, work-in-process, inventory, receivables, and the working capital cycle that supports the business.
- Production M&E
- Raw & WIP inventory
- Trade receivables
Sector 02
Wholesale & Distribution
Inventory and receivables facilities for distributors where availability needs to reflect purchasing cycles, customer payments, and inventory turnover.
- Finished-goods inventory
- Trade receivables
- Warehouse & racking
Sector 03
Transportation & Logistics
Facilities built around transportation receivables, tractors, trailers, terminals, and other assets that keep freight moving.
- Tractors & trailers
- Freight receivables
- Terminals & yards
Sector 04
Construction
Equipment-led financing for contractors and infrastructure operators with yellow iron, cranes, lifts, fleet, and contract receivables.
- Yellow iron
- Cranes & lifts
- Contract receivables
Sector 05
Metals & Industrial
Financing for metals and industrial companies where inventory values, commodity exposure, receivables, and equipment require careful collateral review.
- Metals inventory
- Processing equipment
- Trade receivables
Sector 06
Food & Beverage
Working capital and equipment financing for businesses with seasonal inventory, retailer terms, production cycles, and cold-chain or processing assets.
- Packaged inventory
- Processing lines
- Distributor receivables
Sector 07
Healthcare & Biotech
Financing for healthcare operators, labs, specialty providers, and biotech businesses with equipment, receivables, inventory, or real estate collateral.
- Medical equipment
- Lab assets
- Healthcare receivables
- Specialty real estate
Also active in Staffing & Services · Importers & Wholesalers · Specialty Services — if the balance sheet carries real collateral, talk to us.
When we fit
Built for the situations banks step back from.
If one of these sounds familiar, it's worth a conversation — a clear read costs nothing.
Beyond bank criteria
A conventional process that stalled, a renewal in question, or criteria that never fit the business. Many of our conversations start here.
Growth outrunning the financials
Orders and backlog ahead of what trailing statements can support on paper.
Seasonality and concentration
Revenue that swings with the season, or a customer list a bank calls too concentrated.
Acquisition or buyout gap
A transaction the senior lender won't fully stretch for.
Turnaround and transition
Coming through a rough stretch with real collateral intact and a path forward.
Capital trapped in equipment
Owned machinery and fleet that could be working capital through a sale-leaseback.
2007
Firm
established
established
Lease
Equipment finance
and leasebacks
and leasebacks
$500K–$30M
Target facility
range
range
Direct
Principal-led
review process
review process
Capital base
Asset-first capital, privately executed.
Strattington Capital structures commercial, business-purpose asset-based finance through direct relationships and institutional capital sources — for companies with real collateral, practical needs, and timelines that require a clear answer.
SecuredCollateral-driven
credit focus
credit focus
DirectPrincipal-led
review
review
PracticalBusiness-purpose
structures
structures
All facilities are subject to underwriting, diligence, credit approval, collateral evaluation, market conditions, and final documentation. This website does not constitute a commitment to lend or provide financing.
Platform overview
Commercial finance focused on collateral value.
Strattington Capital helps companies, owners, sponsors, and advisors evaluate asset-based financing structures secured by real business assets.
Why Strattington Capital
Underwriting that starts with what you own.
When the last twelve months don’t tell the whole story, the collateral usually does.
Approach
We underwrite what you own
Your bank underwrites your last twelve months. We underwrite the collateral — receivables, inventory, machinery, real estate — and the cash cycle behind it. Strong assets and a clear path to repayment count for more here than a spotless history — and facilities typically carry lighter financial covenants than bank credit, because the collateral does the work.
Structure
Built around your cash flow
Step and seasonal payment schedules, deferred payments, progress funding on equipment builds, sale-leasebacks on assets you already own. The structure follows how your business actually earns — not a template.
Execution
Straight answers, kept
A clear read in days, not a six-week maybe. The terms you agree to are the terms you close on — and we stay engaged after funding, servicing the facility as your business changes.
Perspectives
Notes from the desk.
Short, practical reading on how asset-based facilities actually work — written for owners, CFOs, and advisors.
Get started
Request a consultation →
Have a financing need to review?
Share the business, collateral, requested facility size, and timing. Strattington Capital will provide a clear read on potential fit.